How we can help

When we designed our range of services, we had people in mind. We wanted to offer what we knew people needed to deal with their financial problems, whether that was for businesses or individuals. At the same time, we wanted to keep things simple. If you are facing financial difficulties the last thing you need is something else to complicate things. Our services are there to not just provide the right help when you need it, but to do that in a way that is right for you.

If you run a business and you find yourself in difficult times, what you are really looking for is answers and solutions. From your initial free consultation onwards, the decision on how to proceed will be yours and you will always be fully informed. It will be our role to deal with your issues with empathy, tell you exactly where you stand, and make sure you understand what your options are. We also promise to deal with you in plain English - no jargon or accountancy speak, just clear communication. If there is one thing that we have learned in decades of helping businesses and individuals, it is the importance of making our experience and knowledge clear and accessible so we can make informed choices together.

Helping Business

If there is one thing that we have learned in decades of helping businesses and individuals, it is the importance of making our experience and knowledge clear and accessible so we can make informed choices together. We will discuss your situation with you at your initial meeting, figure out the right option for your business, and then work with you to get things underway as quickly as possible.

For Business we can help with:

• Creditors Voluntary Liquidation (CVL) – If your business is insolvent and needs to be closed, a creditors voluntary liquidation is the most common route for the directors to take.
• Administration - This is sometimes an option when a company is insolvent or close to insolvent. It will give us some time to try to find a resolution
• Company Voluntary Arrangement (CVA) – We can help negotiate an arrangement with your creditors to help you resolve your financial issues over time
• Members Voluntary Liquidation (MVL) – An MVL is when a solvent business takes the decision to wind up the company, often because of retirement or moving on in life
• Compulsory Liquidation – This is when the courts decide that your business must be closed following a winding up order presented by your creditors
• Company Moratorium – A very specific response to financial difficulties that pauses creditor action and provides some breathing space while a rescue plan is formulated

Helping individuals

Personal financial problems are one of the most stressful issues to deal with. We understand and we are here to help. Taking the first step and calling someone for advice is always the best option. 

For individuals we can help with:

• Personal Bankruptcy – This is when you cannot, as an individual, pay off all your personal debts
• Individual Voluntary Arrangements – We will work with the people you owe money to and arrange a payment plan
• Partnership insolvency – Insolvency for partnerships is a very different process than for limited companies and requires specific handling
• Insolvent Deceased Estates – Sadly, it is sometimes the case that a bereavement can leave unpaid debts and a process similar to bankruptcy is required to resolve the problem

More information about all our services is available at the click of a mouse, so please do look around. We also have specific advice for directors with financial issues and a member's voluntary liquidation area where you will be able to find out more and download our guidance.

We also offer a range of advice services for businesses such as credit control & debt guidance, refinancing, restructuring, and helping you towards an exit plan. Click on the services menu for more information.